Core Advisory Services
Specialized statutory engagement for institutions regulated by the CMA and Ministry of Economy.
Fractional MLRO & Compliance Leadership
Regulated entities in the UAE are mandated to appoint suitably qualified resident compliance officers. We provide seasoned executives on a fractional retainer to fulfill statutory obligations as your Money Laundering Reporting Officer (MLRO), actively managing your AML, CFT, and mandatory Proliferation Financing (CPF) controls.
- Direct liaison with the Financial Intelligence Unit (FIU) via goAML.
- Oversight of complex Suspicious Transaction Reports (STRs).
- Board-level reporting and accountability assumption.
Direct Agency Reporting Protocol
Federal Licensing & Status Adjustment
Navigate the stringent entry barriers under the Capital Market Authority. Our architects manage the entire licensing lifecycle, specializing in the new regulations introduced by CMA Decision No. 4/R.M/2026 for Virtual Asset Service Providers (VASPs).
- Implementing the mandatory "Eight Pillars" operational framework.
- Enforcing the total regulatory ban on privacy and algorithmic tokens.
- Fast-track 90-day Adjustment of Status mapping for legacy entities.
Decision 4/R.M/2026 Ready
Enterprise-Wide Risk Assessment (EWRA)
Generic risk scorings trigger regulatory rejection. We engineer tailored, mathematical risk models that triangulate your operational vulnerabilities against the UAE National Risk Assessment (NRA) and Sector Risk Assessment (SRA).
- Jurisdictional risk mapping (Mainland vs. Financial Free Zones).
- Product and Delivery Channel vulnerability indexing.
- Calibration of control effectiveness against residual risk.
Mathematical Threat Indexing
Independent Compliance Audits
Mandatory annual independent testing is crucial to shielding board members from personal liability and preventing the enforcement of the new AED 250M penalty thresholds. We conduct forensic audits of your AML/CFT mechanisms.
- Forensic review of onboarding files and KYC documentation.
- Testing the efficacy of sanctions screening configurations.
- Post-audit remediation roadmapping and supervisory disclosure support.
Third-Party Assurance
DNFBP & Commercial Gaming Services
Designated Non-Financial Businesses and Professions (DNFBPs) face unprecedented regulatory scrutiny under Cabinet Resolution Number 134. We provide dedicated oversight for high-risk, cash-intensive sectors.
- Commercial Gaming & E-sports: Specialized CDD protocols for all transactions meeting the statutory AED 11,000 threshold.
- Real Estate & Precious Metals compliance mapping.
- Corporate Service Provider statutory onboarding.
Resolution 134 Regulated